The Mortgage-Free Myth

The Mortgage-Free Myth

Planning a Happy Retirement – for young people starting out. The Mortgage-Free Myth All too often people make a major mistake early on in their lives that will sorely affect their retirement years later. They try to pay out their mortgage as fast as they can during the years they are raising their family and paying for higher education. They end up cash strapped and not enjoying their lives to the fullest. Unfortunately, by the time they start to save for retirement they are close to retirement… leaving them a few short years to save and little time for those investments to grow. They are forced to work longer than they wanted to as they are not financially ready for...

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Enjoy #HamOnt this July!

Enjoy #HamOnt this July!

Friends, Here we are in the Dog Days of Summer. From early July to early August, the dog days signal the time when Sirius – the Dog Star – rises at the same time as the sun. With so much going on in so many parts of this glorious city, I thought I’d help keep...
Bank of Canada Update – July 2018

Bank of Canada Update – July 2018

You may have seen that the Bank of Canada raised interest rates this week from 1.25% to 1.50%.  Bank Prime is now 3.70% and lenders will be implementing the change in the coming weeks. Please read this summary of what the bank economists are predicting will happen...