Buy a Home and Spruce it up with Purchase Plus Improvements

Buy a Home and Spruce it up with Purchase Plus Improvements

Purchase Plus Improvements. Best suited for: First time purchasers Buying and selling clients with limited resources/equity Clients purchasing with less than 20% down The Purchase Plus Improvements mortgage is a great option for many people looking to purchase a home that may need some cosmetic upgrades and have limited down payment resources. They get credit for the increased home value right off the bat.  They get to complete the upgrades right away and live in the home they made their own. This program is available at the best rates, both fixed and variable, and may help to make it easier for you to decide which home is best for your family. Here’s what you need to do: After your offer...

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Genworth Report: Hamilton Overview

Genworth Report: Hamilton Overview

Take a look at the Sales-to-Listing Ratio and summary provided by Genworth. Here’s what you need to know:  We are moving towards a balanced market, so buyers can expect an easier time over the next couple months. Sellers can expect a longer process, but sales...
The Variable Rate War is Heating Up

The Variable Rate War is Heating Up

“Mortgage shoppers looking to get a variable rate are in luck. The country’s biggest banks are currently slashing rates and clamouring for their business,” states a report by Canadian Mortgage Trends. You can (and should) read the full article here. So...
Steve’s ‘Really Real’ Real Estate Update

Steve’s ‘Really Real’ Real Estate Update

Lately I find myself watching the real estate market like a hawk – our mandate at the Personal Mortgage Group is always to stay current on the driving forces in the real estate market – but right now I have a personal stake in what’s happening.  My wife...
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