Should I Stay or Should I Go…Now

Should I Stay or Should I Go…Now

After the joyful reminder of this classic hit by The Clash, what we’re really talking about is spousal separations. In the 28 years we have been in business we have dealt with hundreds of divorce situations. We find it best for our clients to call us as soon as possible to take the stress of the financial void you are in off your shoulders. One of the bigger concerns in spousal separations surrounds the matrimonial home, often leading us to discuss two common scenarios: If one person is wanting to buy the other out of the matrimonial home (i.e. to keep children in place) If that is not possible, what will happen if/when the home is sold and what each party can afford. We find this...

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Running the Gamut in 2017

Running the Gamut in 2017

The real estate business has really ‘run the gamut’ this year. I love that phrase – the origin is traced back to a musical concept developed by a cool medieval monk named Guido who essentially invented the first syllable-note system (think Do, Re, Mi)....
CMHC Fall Market Update

CMHC Fall Market Update

Canada Mortgage and Housing Corporation (CMHC) has been helping Canadians meet their housing needs for more than 70 years. As Canada’s authority on housing, CMHC contributes to the stability of the housing market and financial system, provides support for Canadians in...
What’s the deal with home capital group?

What’s the deal with home capital group?

You may have noticed some alarming headlines in the news recently surrounding HCG and the effect that their troubles may have on the Canadian banking system at large. But what is HCG? HCG is among Canada’s largest ‘alternative mortgage lenders’. They do other things...
Aggressive sales at the bank

Aggressive sales at the bank

For starters – check out what Rob Carrick has to say from the Globe & Mail about this.   Just because the banks are extending you credit it does not mean you qualify for it. It would be hard to miss the CBC exposure of the Bank employees complaints of...
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