Take your first step on the path to financial wellness. 

Looking to find out what kind of mortgage you qualify for or how much you can realistically afford on the purchase of your new home? Fill in our easy application form and one of our agents will contact you to discuss the best mortgage option to put you on the path to financial wellness.

Debt Consolidator Calculator

How is your cash-flow?

If you have more than $10,000 in debt outside of your mortgage, chances are that your cash-flow is tighter than it needs to be.  What’s more, the monthly payments that you do make against your debt barely makes a dent on the overall balance, since so much of it goes towards interest payments.

Take our Debt Consolidation calculator for a spin to find out how much you could be saving each month in cash-flow.

Current Mortgage

Current Mortgage Amount ($)
Current Interest Rate (%)
Remaining Amortization (i.e., 25 years)
Monthly Interest Paid
Total Monthly Payment (Principal + Interest)

List of Debts to be Paid

Amount ($)
Interest Rate (%)
Monthly Payment ($)
Monthly Interest
Total Monthly Mortgage & Debt Interest

New mortgage including debt to pay out

Old Mortgage
Amount of Debt to be Paid
Total New Mortgage Amount
New Amortization (Years)
New Monthly Mortgage Interest Payment
Monthly Payment

The following are your savings

Old Monthly Payments (Mortgage & Debt)
New Monthly Payment
Total Monthly Savings
Your 5-year Interest Savings

*All numbers considered approximate

The Personal Mortgage Group Calculators

Debt Consolidator

If you have more than $10,000 in debt outside of your mortgage, chances are that your cash-flow is tighter than it needs to be. Take our Debt Consolidation calculator for a spin to find out how much you could be saving each month in cash-flow.

Land Transfer Tax

Land Transfer Tax is paid each time you purchase a property and should always be included in your budget. Find out how much you'll have to pay in taxes when you purchase your home.

Recurring/Regular Deposit Calculator

There are many ways that you can accomplish your financial goals, such as making a one-time investment or establishing a regular deposit program. Use our comparison tool to see the type of growth you could expect with either option.