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The Shell Game

The Shell Game

In the past 15 years, we have been watching big banks and credit unions encourage people to take on Home Equity Lines of Credit (HELOCs) along with...

Winter Warm Up… Summer Cottage Dreaming!

Winter Warm Up… Summer Cottage Dreaming!

Winter blues bringing you down?  Thinking of May 2-4, the unofficial start of Cottage Country Season?  Well, you’re not alone and it’s likely this...

Put the ROI Back into RenOvatIons

Put the ROI Back into RenOvatIons

Put the ROI back into Ren-Ovat-Ions. Some PMG clients bought a house not too long ago and have been slowly fixing it up with the intention of...

OFSI’s New Stress Test

OFSI’s New Stress Test

People have been listening to new jargon like “stress test” regarding mortgages. The government is using new words, which, in my opinion carry very...

Should I Stay or Should I Go…Now

Should I Stay or Should I Go…Now

After the joyful reminder of this classic hit by The Clash, what we’re really talking about is spousal separations. In the 28 years we have been in...

Running the Gamut in 2017

Running the Gamut in 2017

The real estate business has really ‘run the gamut' this year. I love that phrase - the origin is traced back to a musical concept developed by a...

CMHC Fall Market Update

CMHC Fall Market Update

Canada Mortgage and Housing Corporation (CMHC) has been helping Canadians meet their housing needs for more than 70 years. As Canada’s authority on...

What’s the deal with home capital group?

What’s the deal with home capital group?

You may have noticed some alarming headlines in the news recently surrounding HCG and the effect that their troubles may have on the Canadian banking system at large.

Aggressive sales at the bank

Aggressive sales at the bank

It would be hard to miss the CBC exposure of the Bank employees complaints of pressure on them to pressure sell to clients. I even had one teller at my bank shut down her …

Get off the sidelines & into the market

Get off the sidelines & into the market

On a regular day in our Personal Mortgage Group Office I will walk in and Steve, Boyce and Chris will be standing in the hall way chatting about the mortgages they are working on.