Ok so maybe it’s too soon to stop worrying altogether. Although, after many weeks of uncertainty, it looks as though economists are sallying forth...
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Refinancing During Covid-19
Refinancing during COVID, is it a good idea? Our lender's partners are continuing to operate and we are here to help. Whether that’s for a deferral...
Rate Update – May 2020
With all of the economic upheaval in the last 2 months, we have seen the Bank of Canada drop their overnight rate down to 0.25%. It is projected to...
Rate Update
The Bank of Canada dropped its overnight rate down by 0.50% as a response to the global economic slowdown resulting from the Covid-19 crisis Bank...
How does this new “Stress Test” Affect Me?
From the day I started here at Personal Mortgage Group 8 years ago, I have been talking about the “stress test”. It is an integral part of the...
Residential Housing Market Update: It’s a Seller’s market no matter where you go.
Greater Hamilton-Burlington Area According to data released March 3 by the Realtors Association of Hamilton-Burlington, year over year sales...
Geothermal Heating: Good Value or taking one for the team?
Hello clients, it’s your old pal Bitey the sad polar bear. I am here to talk to you about stuff that is super important to me; geothermal homes and...
Suzanne is Officially Retiring
After nearly thirty years at the helm of The Personal Mortgage Group, Suzanne is “retiring”. I put the term retiring in quotes because, as any of...
Canadian Economic Update
Here's the Economic Update: We were lucky enough to hear a presentation on rates from CIBC’s Chief Economist Benjamin Tal on Monday morning at the...
National Mortgage Conference, 2019
PMG attends the National Mortgage Conference in Toronto, Nov 17-18. Joining over 1,200 delegates over two days at the Metro Toronto Convention...
20 Years at 233 Queen Street South
Time flys! It has been 20 years since I bought our office building at 233 Queen Street South. My, that was a time to remember. I had just bought our...
Trade Disputes Dampening the Economy
The ongoing US-China trade dispute will continue to play a major role in dampening the US economy. According to Benjamin Tal’s recent article, more...
Lawyers, A Client’s Experience
Lawyers Amiright? (insert tired lawyer joke here) After the recent experience of one of my clients purchasing their first home, I was inspired to...
Variable Rate Update: July 2019
There is a general consensus among CDN economists is that we can expect a 0.25% rate drop in the next year, which would bring Prime from 3.95% to...
The Summer 2019 Market: A word to First-Time Buyers
A Word to First Time Buyers, It has been a bit of a rough time for first time home buyers in the past year and a half. With the fixed terms going...
