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FORMERLY The Personal Mortgage Group

We dive deep into every detail and crunch the numbers,

ensuring you know exactly what you're doing and why.

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FORMERLY The Personal Mortgage Group

We dive deep into every detail and crunch the numbers,

ensuring you know exactly what you're doing and why.

Working With US

Is SImple

A couple in a kitchen looks at a phone and laptop. The woman smiles as the man holds the phone.
Get started right away

The best place to start is to connect with us directly. Our commitment is to listen to your needs, assess your financial situation, provide professional mortgage advice, and guide you through the mortgage process.

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Get clarity

Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming. Let us cut through the noise. We'll outline the best mortgage products available with your needs in mind.

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Proceed with confidence

Our goal is to make sure you know exactly where you stand at all times. From your initial application through your mortgage renewal, we're available to answer any questions you have.

Why Work

With Us?

The Team

Boyce

Collins

BA

Mortgage Broker/ Father/Doomsday Prepper

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Chris Horrocks BCom

Mortgage Broker/ Father/VW Enthusiast



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Steve

McKay

BA

Mortgage Agent L1 Father/ Multi-instrumentalist

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Trase

Petek

Administrator/Mother of cat and human children/All-around peach

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Boyce Collins

BA, AMP

License # M08007573

Principal Broker/Father/Doomsday Prepper

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Steve McKay

BA, AMP

License # M12002405

Mortgage Agent L1 Father/ Multi-instrumentalist

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Chris Horrocks

BCom, AMP

License # M10002295

Mortgage Broker/Father/VW Enthusiast

LEARN MORE

Trase Petek

Administrator/Mother of cat and human children/

All-around peach

LEARN MORE

Mortgage RESOURCES to keep you informed.

Sharing knowledge and empowering Canadians is in our DNA.

Our blog is filled with tips, tricks and expert advice that can help you save thousands.

By Steve McKay • October 28, 2026
October 2026 Real Estate Update
By Steve McKay • October 28, 2026
Why did the Bank of Canada raise rates and what's next?
By indi Mortgage • October 28, 2026
On October 28, 2026, the Bank of Canada raised its key interest rate by 0.25%, bringing it to 2.5%. If you have a mortgage, are shopping for a home, or have a renewal coming up, this decision matters. Here is a plain-language look at what changed, why it happened, and what it could mean for you.
Show More
By Steve McKay • October 28, 2026
October 2026 Real Estate Update
By Steve McKay • October 28, 2026
Why did the Bank of Canada raise rates and what's next?
By indi Mortgage • October 28, 2026
On October 28, 2026, the Bank of Canada raised its key interest rate by 0.25%, bringing it to 2.5%. If you have a mortgage, are shopping for a home, or have a renewal coming up, this decision matters. Here is a plain-language look at what changed, why it happened, and what it could mean for you.

WE PROUDLY SUPPORT

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Go ahead and schedule a meeting with US!

Get started by completing OUR online mortgage application.

APPLY NOW

We'll let you know exactly where you stand so you can proceed with confidence.