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Opt-Out of Time of Use Pricing
For homeowners who’ve been craving more control over hydro expenses, you’ve been heard. If you’re a homeowner who currently pays Time-of-Use (TOC)...
How to Buy in a Seller’s Market
It’s a hot seller’s market this winter. In Hamilton/Burlington alone, the REALTORS® Association of Hamilton-Burlington (RAHB) reported a 41.6%...
The Truth About Low Mortgage Interest Rates in Canada
If you’re a homeowner or a soon-to-be homeowner, understanding interest rate trends are important. There’s more to the rates than simply increases...
The Increased Price of Construction Materials
Hello everyone, It’s Suzanne Boyce the former owner, and while that may be the case, I’m not quite out to pasture yet. Though I must say, COVID has...
Interest Rate Update August 2020
Is now finally the time to consider locking in? What a time of uncertainty! With the kids heading back to school in September, nearly all of...
Walk a Mile In Her Shoes 2020
Despite this year being significantly different than most, we are still Walking A Mile in Her Shoes with YWCA Hamilton. We sponsored the YWCA...
Boyce’s Real Estate Market Update (Or How I Learned to Stop Worrying and Embrace COVID-19)
Ok so maybe it’s too soon to stop worrying altogether. Although, after many weeks of uncertainty, it looks as though economists are sallying forth...
Refinancing During Covid-19
Refinancing during COVID, is it a good idea? Our lender's partners are continuing to operate and we are here to help. Whether that’s for a deferral...
Rate Update – May 2020
With all of the economic upheaval in the last 2 months, we have seen the Bank of Canada drop their overnight rate down to 0.25%. It is projected to...
Rate Update
The Bank of Canada dropped its overnight rate down by 0.50% as a response to the global economic slowdown resulting from the Covid-19 crisis Bank...
How does this new “Stress Test” Affect Me?
From the day I started here at Personal Mortgage Group 8 years ago, I have been talking about the “stress test”. It is an integral part of the...
Residential Housing Market Update: It’s a Seller’s market no matter where you go.
Greater Hamilton-Burlington Area According to data released March 3 by the Realtors Association of Hamilton-Burlington, year over year sales...
Geothermal Heating: Good Value or taking one for the team?
Hello clients, it’s your old pal Bitey the sad polar bear. I am here to talk to you about stuff that is super important to me; geothermal homes and...
Suzanne is Officially Retiring
After nearly thirty years at the helm of The Personal Mortgage Group, Suzanne is “retiring”. I put the term retiring in quotes because, as any of...
