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What Goes Up Must Come Down (Or at Least Stop Going Up)
Friends, We joke that mortgage brokering is one of the few industries that likes the word recession – brokers and repo-men (sorry, repo-people)....
Join us for our Free Learning Session: The Next Recession
What can we learn from the past and present to prepare ourselves for the future? You might ask, 'What do you mean, the next recession? Our economy...
Marketable Title vs. Marketable Property
First a legal definition: Marketable title (real estate) is a title that considers to be free from defect. Marketable title does not assume the...
The Mortgage-Free Myth
Planning a Happy Retirement - for young people starting out. The Mortgage-Free Myth All too often people make a major mistake early on in their...
Enjoy #HamOnt this July!
Friends, Here we are in the Dog Days of Summer. From early July to early August, the dog days signal the time when Sirius – the Dog Star – rises at...
Bank of Canada Update – July 2018
You may have seen that the Bank of Canada raised interest rates this week from 1.25% to 1.50%. Bank Prime is now 3.70% and lenders will be...
Buy a Home and Spruce it up with Purchase Plus Improvements
Purchase Plus Improvements. Best suited for: First time purchasers Buying and selling clients with limited resources/equity Clients purchasing with...
Should we invest in real estate? Possibly yes!
Remember the 90s? A great time to buy stock in flannel, but not such a great time to buy real estate. A real estate investor in 1990s Hamilton...
Genworth Report: Hamilton Overview
Take a look at the Sales-to-Listing Ratio and summary provided by Genworth. Here's what you need to know: We are moving towards a balanced market,...
The Variable Rate War is Heating Up
"Mortgage shoppers looking to get a variable rate are in luck. The country’s biggest banks are currently slashing rates and clamouring for their...
Steve’s ‘Really Real’ Real Estate Update
Lately I find myself watching the real estate market like a hawk - our mandate at the Personal Mortgage Group is always to stay current on the...
Catch our very own Steve Performing with the HPO!
Our Steve - friend to clients, mortgage extraordinaire, SuperDad and cat fancier - will be performing with his Band, Twin Within and the Hamilton...
Rates: What Goes Up Must Come Down
Rates: What goes up must come down. Or “how I learned to stopped worrying and love the uncertainty” In the past, the simplest way to predict what...
Housing Market Update. Are the Prices (sky) Falling?
Is the sky falling on home prices in the first quarter of 2018? Can pigs actually fly? Well, we do know one thing - we have the data to help us...
Juggling Families and Finance
“Juggling is sometimes called the art of controlling patterns, controlling patterns in time and space” - Ronald Graham (not a juggler, actually a...
