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Marketable Title vs. Marketable Property

Marketable Title vs. Marketable Property

First a legal definition: Marketable title (real estate) is a title that considers to be free from defect. Marketable title does not assume the...

The Mortgage-Free Myth

The Mortgage-Free Myth

Planning a Happy Retirement - for young people starting out. The Mortgage-Free Myth All too often people make a major mistake early on in their...

Enjoy #HamOnt this July!

Enjoy #HamOnt this July!

Friends, Here we are in the Dog Days of Summer. From early July to early August, the dog days signal the time when Sirius – the Dog Star – rises at...

Bank of Canada Update – July 2018

Bank of Canada Update – July 2018

You may have seen that the Bank of Canada raised interest rates this week from 1.25% to 1.50%.  Bank Prime is now 3.70% and lenders will be...

Genworth Report: Hamilton Overview

Genworth Report: Hamilton Overview

Take a look at the Sales-to-Listing Ratio and summary provided by Genworth. Here's what you need to know:  We are moving towards a balanced market,...

The Variable Rate War is Heating Up

The Variable Rate War is Heating Up

"Mortgage shoppers looking to get a variable rate are in luck. The country’s biggest banks are currently slashing rates and clamouring for their...

Rates: What Goes Up Must Come Down

Rates: What Goes Up Must Come Down

Rates: What goes up must come down. Or “how I learned to stopped worrying and love the uncertainty” In the past, the simplest way to predict what...

Apply Now

Take your first step on the path to financial wellness. Looking to find out what kind of mortgage you qualify for or how much you can realistically...

Juggling Families and Finance

Juggling Families and Finance

“Juggling is sometimes called the art of controlling patterns, controlling patterns in time and space” - Ronald Graham (not a juggler, actually a...

The Shell Game

The Shell Game

In the past 15 years, we have been watching big banks and credit unions encourage people to take on Home Equity Lines of Credit (HELOCs) along with...

Keeping ahead of COVID-19

In the interest of helping to slow the spread of Covid 19 the PMG has decided to close the office to the public. We are still fully operational but will not be seeing clients in person. Thank you for your understanding and please take care of yourselves.