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To Lock In Or Not To Lock In, That Is The Question
With the BoC rate going up (yet again) you may be thinking about locking in your current rate. Let’s talk about it.
Update: There’s Been A BoC Update
Hey remember this guy? – How to score when the goal posts won’t stay still. We wanted to take a beat and wait for the Big 5 economists to...
How To Cope With Rate Hikes: The PMG’s Advice
With inflation numbers coming in higher than expected fuelled by a number of factors including supply pressures, lockdowns in China and even the war...
Inflation: “Or, How I Learned To Stop Worrying And Love Rising Interest Rates
Ok, we get that it’s hard to love higher rates but hear us out… Most of our clients with variable rate mortgages have seen rates rise before. ...
The State Of The Rates: Summer 2021 Update
There has been a lot of speculation recently on what a post-COVID world will look like as it pertains to interest rates. The hawks out there insist...
8 Things Buyers Need To Know Before Getting Into Today’s Housing Market
So a licensed mortgage broker and a real estate agent walk into a bar. Just kidding, there’s no joke here because getting into today’s housing...
Opt-Out of Time of Use Pricing
For homeowners who’ve been craving more control over hydro expenses, you’ve been heard. If you’re a homeowner who currently pays Time-of-Use (TOC)...
How to Buy in a Seller’s Market
It’s a hot seller’s market this winter. In Hamilton/Burlington alone, the REALTORS® Association of Hamilton-Burlington (RAHB) reported a 41.6%...
The Truth About Low Mortgage Interest Rates in Canada
If you’re a homeowner or a soon-to-be homeowner, understanding interest rate trends are important. There’s more to the rates than simply increases...
The Increased Price of Construction Materials
Hello everyone, It’s Suzanne Boyce the former owner, and while that may be the case, I’m not quite out to pasture yet. Though I must say, COVID has...
Interest Rate Update August 2020
Is now finally the time to consider locking in? What a time of uncertainty! With the kids heading back to school in September, nearly all of...
Walk a Mile In Her Shoes 2020
Despite this year being significantly different than most, we are still Walking A Mile in Her Shoes with YWCA Hamilton. We sponsored the YWCA...
Boyce’s Real Estate Market Update (Or How I Learned to Stop Worrying and Embrace COVID-19)
Ok so maybe it’s too soon to stop worrying altogether. Although, after many weeks of uncertainty, it looks as though economists are sallying forth...
Refinancing During Covid-19
Refinancing during COVID, is it a good idea? Our lender's partners are continuing to operate and we are here to help. Whether that’s for a deferral...
Rate Update – May 2020
With all of the economic upheaval in the last 2 months, we have seen the Bank of Canada drop their overnight rate down to 0.25%. It is projected to...
