Improving Your Home Archives - The Personal Mortgage Group

Expanding Real Estate Portfolio, Financial Tune Up, First Time Home Buyer, Improving Your Home, In the News, Philosophy on Financial Wellness, Planning Your Move

Update: There’s Been A BoC Update

Hey remember this guy? – How to score when the goal posts won’t stay still. We wanted to take a beat and wait for the Big 5 economists to weigh in on the Bank of Canada’s most recent 1.00% increase. They must be as surprised as we were because they have not yet updated their analysis to reflect the higher than expected rate increase. Any of you currently on a variable mortgage will by now be feeling the effects of the Bank of Canada’s aggressive rate increases. Although analysts were predicting a 0.75% rate increase last week, the BoC made real waves by increasing a full percentage point. As always, the question is how high can they go without putting the Canadian families...

Opt-Out of Time of Use Pricing

For homeowners who’ve been craving more control over hydro expenses, you’ve been heard. If you’re a homeowner who currently pays Time-of-Use (TOC) electricity prices you can now switch to Tiered prices (if you’d prefer it). Both models have merit. And having the...

Expanding Real Estate Portfolio, First Time Home Buyer, Improving Your Home, In the News

The Increased Price of Construction Materials

Hello everyone, It’s Suzanne Boyce the former owner, and while that may be the case, I’m not quite out to pasture yet. Though I must say, COVID has certainly made it feel that way some days! We at PMG wanted to give everyone the heads up that the price of construction...

Financial Tune Up, First Time Home Buyer, Improving Your Home, Philosophy on Financial Wellness, Uncategorised

Geothermal Heating: Good Value or taking one for the team?

Hello clients, it’s your old pal Bitey the sad polar bear. I am here to talk to you about stuff that is super important to me; geothermal homes and green technology! Increasingly, environmentally conscious homeowners are looking to new products and technologies to...

Improving Your Home, In the News

An Update from Chris!

Welcome to the World, Zack Spring Renovation Season Chris is a new Dad! We at PMG wanted to share the announcement that Chris and his wife Jenn welcomed their first born, Zack last month. Zachary Koa born February 6, weighing 6lbs 15oz. We wish them all the best...

Improving Your Home

Buy a Home and Spruce it up with Purchase Plus Improvements

Purchase Plus Improvements. Best suited for: First time purchasers Buying and selling clients with limited resources/equity Clients purchasing with less than 20% down The Purchase Plus Improvements mortgage is a great option for many people looking to purchase a home...