Improving Your Home Archives - The Personal Mortgage Group

Financial Tune Up, Improving Your Home, In the News, Philosophy on Financial Wellness

Opt-Out of Time of Use Pricing

For homeowners who’ve been craving more control over hydro expenses, you’ve been heard. If you’re a homeowner who currently pays Time-of-Use (TOC) electricity prices you can now switch to Tiered prices (if you’d prefer it). Both models have merit. And having the choice means you can now select the pricing model that aligns best with your energy use habits at home. Time-of-Use Pricing If you pay Time-of-Use pricing, you pay for electricity based on the time of day you use it. Certain times of the day have higher prices because demand is higher, like noon-5:00PM. Other times of the day have lower prices because demand is lower, like 7:00 PM-7:00 AM. Tiered Pricing If you pay via Tiered...

The Increased Price of Construction Materials

Hello everyone, It’s Suzanne Boyce the former owner, and while that may be the case, I’m not quite out to pasture yet. Though I must say, COVID has certainly made it feel that way some days! We at PMG wanted to give everyone the heads up that the price of construction...

Financial Tune Up, First Time Home Buyer, Improving Your Home, Philosophy on Financial Wellness, Uncategorised

Geothermal Heating: Good Value or taking one for the team?

Hello clients, it’s your old pal Bitey the sad polar bear. I am here to talk to you about stuff that is super important to me; geothermal homes and green technology! Increasingly, environmentally conscious homeowners are looking to new products and technologies to...

Improving Your Home, In the News

An Update from Chris!

Welcome to the World, Zack Spring Renovation Season Chris is a new Dad! We at PMG wanted to share the announcement that Chris and his wife Jenn welcomed their first born, Zack last month. Zachary Koa born February 6, weighing 6lbs 15oz. We wish them all the best...

Improving Your Home

Buy a Home and Spruce it up with Purchase Plus Improvements

Purchase Plus Improvements. Best suited for: First time purchasers Buying and selling clients with limited resources/equity Clients purchasing with less than 20% down The Purchase Plus Improvements mortgage is a great option for many people looking to purchase a home...

Improving Your Home, Planning Your Move

Put the ROI Back into RenOvatIons

Put the ROI back into Ren-Ovat-Ions. Some PMG clients bought a house not too long ago and have been slowly fixing it up with the intention of selling it and moving into a bigger place. Their house has around 800 square feet of living space and a very dated kitchen. ...