Improving Your Home Archives - The Personal Mortgage Group

Financial Tune Up, First Time Home Buyer, Improving Your Home, Philosophy on Financial Wellness, Uncategorised

Geothermal Heating: Good Value or taking one for the team?

Hello clients, it’s your old pal Bitey the sad polar bear. I am here to talk to you about stuff that is super important to me; geothermal homes and green technology! Increasingly, environmentally conscious homeowners are looking to new products and technologies to reduce the impact of their home on the environment. Like solar for electrical supply, geothermal heating and cooling has gained in popularity, but is it worth the upfront costs? What follows is a breakdown that I definitely did not copy and paste from the Ontario Home Builders Website. Please read carefully because I definitely really did put some work into this. The Math You can use the following figures given by the “Ontario...

An Update from Chris!

Welcome to the World, Zack Spring Renovation Season Chris is a new Dad! We at PMG wanted to share the announcement that Chris and his wife Jenn welcomed their first born, Zack last month. Zachary Koa born February 6, weighing 6lbs 15oz. We wish them all the best...

Improving Your Home

Buy a Home and Spruce it up with Purchase Plus Improvements

Purchase Plus Improvements. Best suited for: First time purchasers Buying and selling clients with limited resources/equity Clients purchasing with less than 20% down The Purchase Plus Improvements mortgage is a great option for many people looking to purchase a home...

Improving Your Home, Planning Your Move

Put the ROI Back into RenOvatIons

Put the ROI back into Ren-Ovat-Ions. Some PMG clients bought a house not too long ago and have been slowly fixing it up with the intention of selling it and moving into a bigger place. Their house has around 800 square feet of living space and a very dated kitchen. ...

Improving Your Home

You can’t do it, the (insert big box home improvement store here) can’t help.

Here’s a cautionary tale for those of us who like to take home improvement into our own hands. Recently, a couple that lives around the corner from me decided to put an addition on their home. We’ve all met these people. The types who decide professional trades people...

Financial Tune Up, Home Away From Home, Improving Your Home, Planning Your Move

How much does it cost to break my mortgage?

In the past year, the subject of break penalties has come up almost as often as the fixed vs. variable rate conversation and for good reason. There is a major discrepancy in the way that break penalty is handled from lender to lender. The major bank break penalties...